About us:

Kiva is a global nonprofit, founded in 2005, with a mission to expand financial access and help underserved communities thrive. Kiva unlocks capital for borrowers through crowdfunded loans supported by individuals around the world. Lenders on Kiva can start with as little as $25 to support causes that matter most to them, whether that’s gender equity and support for women, refugees, climate change, small businesses, agriculture, and more. Since our founding, over two million people have invested over $2 billion in real dreams and real opportunity, spanning more than 100 countries and over 5 million borrowers.

As we work toward our mission, Kiva invests in building and retaining a global team of talent to add to our values-driven and digital-first culture. Our organization is supported by over 700 volunteers and 130+ full time employees dispersed around the world, as well as within team hubs located in San Francisco, Nairobi, Bogota, and Bangkok. Kiva’s team is growing as we pursue exciting new opportunities to scale our impact and create a financially inclusive world.

Kiva's values:

Impact first - This is why we exist. This is the drumbeat we march to. Every day.

Extreme ownership - Own it; you, your relationships, your impact. Insist that others support you and hold you accountable.

Be curious and bold - Never stop learning. Question assumptions. Take Risks and dream big.

Inclusion. Equity. Diversity. - Without reservation and without caveat. In our hiring, in our workplace and in our impact in the world.

Honor and integrity - Do the most right thing in the most right way. Cherish diversity and respect each other.

Love and kindness always - Say what you mean. Mean what you say. And don't say it mean. Clarity. Courage. Kindness.

Role overview:

The Investment Associate, Social Enterprises will be responsible for supporting Kiva´Social Enterprise team, which sits within the Impact Investments team, with investment due diligence, financial analysis, and performance monitoring of social enterprises globally. This is an early career opportunity focused on business evaluation and diligence, new investee onboarding, monitoring, and supporting our extensive network of social enterprise lending partners and investees.

The Investment Associate will report to a Kiva Senior Investment Manager and collaborate closely with other members of the Impact Investments team. This role will facilitate support to our portfolio of social enterprises to ensure compliance with Kiva’s policies and the effective and efficient use of Kiva’s systems.

The ideal candidate is analytical, detail-oriented, and mission-driven. They bring a flexible and collaborative mindset, a strong sense of ownership, and a positive, solutions-oriented attitude. They are passionate about advancing Kiva’s mission and impact, and demonstrate a deep commitment to supporting social enterprises.

At this time, we can only consider applicants with authorization to work in Kenya or Colombia on a permanent, full-time basis; unfortunately we cannot provide visa sponsorship.

Key responsibilities include:

• Conducted due diligence for new prospective investments, prepare and write up credit memos, and support investment managers’ presentation of information to the investment committee.
• Monitor performance metrics of assigned Partners and Investees in collaboration with Investment Managers.
• Input Partner and Investee financials and risk metrics into standardized templates, follow up with partners to resolve any issues, and review financial analysis outputs.
• Monitor Partners' compliance with general Kiva policies.
• Support investment managers in preparing for onsite due diligence and monitoring visits.
• Participate in update calls with Partners and Investees.
• Manage onboarding and training of new Partners and Investees to Kiva systems, including creating Kiva.org fundraising campaign profiles.
• Manage and maintain up-to-date documentation related to Partners and Investees in Kiva’s various systems.
• Answer questions and issues by Partners that are escalated by the Credit Operations team in using Kiva systems and tools.
• Communicate Kiva policies to Partners and update Partners on new developments at Kiva.
• Support Investment Managers in addressing operational challenges that arise with specific Partnerships.

Preferred qualifications:

• Minimum of 2+ years of professional experience in investment management, commercial lending, financial analysis, or a related field involving credit risk evaluation and business assessment.
• Proven experience in financial statements analysis
• Ability to manage time well and prioritize across competing tasks
• Flexible and willing to maintain a dynamic schedule with the ability to align availability to overlap with business hours in both Pacific Standard Time (PST) and Africa time zones, including early morning or evening calls as needed.
• Able to travel occasionally and to adapt to various international work environments
• Effective while working remotely.
• Strong communication and relationship management skills, including the ability to tailor communications to a wide variety of audiences and stakeholders across multiple cultures.
• Tech savvy. High level of proficiency in Microsoft and/or Google Suite office software, and adept at learning and using technology platforms.
• Spanish or French language proficiency or fluency a big plus.
• Must have legal authorization to work in Kenya or Colombia where the role is based; Kiva is unable to provide visa sponsorship for this position.

What we offer:

• An opportunity to improve real lives, solve hard problems, and change the world
• Friendly, supportive, and adventurous environment with a team of engaged colleagues
• A comprehensive, industry-leading benefits package including health, dental, and vision insurance, parental leave, professional development, and unlimited PTO. Some of these benefits have eligibility requirements. Many of these benefits are subsidized or fully paid for by Kiva.
• Opportunities to connect with and learn from colleagues and partners around the world
• Salary range: $40K - $45K; a final offer will be dependent upon a candidate’s location, skills, and experience.

A diverse and inclusive workplace where we learn from each other is an integral part of Kiva's culture. We actively welcome people of different backgrounds, experiences, abilities and perspectives. We are an equal opportunity employer and a great place to work. Join us and help us achieve our mission!

We will only accept applications directly from candidates. Kiva will not be responsible for any recruiting agency fees, absent a formal agreement.