Locations
San Francisco, CA, USA · Braga, Portugal · Braga, Portugal
industry
Internet Services
Size
1 - 10 employees
founded in
2020
Pact is a decentralized credit protocol powering real-world lending at scale. We provide the tools for fintechs, credit funds, and protocols to launch and manage structured credit products - from loan books to tokenized funds - with full transparency, programmable rules, and on-chain enforcement. Backed by a global team of credit, fintech, and Web3 experts, Pact brings speed, security, and auditability to every layer of private credit. Our protocol has supported over $1B in originations to date, primarily across underserved markets. We’re building the foundation for a more open, efficient, and accessible credit system - powered by programmable repayments, automated waterfalls, and fully on-chain infrastructure.
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